CSMA Club MotoringWhat's New?

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LV= Car Insurance

Highly rated Car Insurance from LV= 

Great drivers deserve great prices, so this is why you’ll love LV=’s highly rated car insurance. With Defaqto 5 Star rated cover their cover is both high quality and excellent value. You can save even more thanks to your exclusive CSMA Club member discount, so why not get a car quote today?

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CSMA Club Member Benefits

  • Exclusive CSMA Club saving on LV= public prices
  • Great savings on every car at your address with LV='s multi car discounts
  • 5% discount if you’re an existing LV= home insurance customer

All this, plus LV= car insurance customers can save even more on other LV= insurance too…including up to 15% discount on their Defaqto 5 Star rated home insurance and 10% discount on their award-winning travel insurance.

Great reasons to insure your car with LV= 

With LV= comprehensive car insurance you get these great policy features giving you complete peace of mind:

  • Top rated cover – 5 Star Defaqto rating for the twelfth year running
  • £10,000 personal accident cover
  • Unlimited cover for damage to factory-fitted audio, phone and sat-nav equipment
  • Five year guarantee on repairs carried out by recommended repairers
  • New car replacement if yours is under 12 months old
  • New locks and keys if your keys are lost or stolen
  • Personal belongings covered for up to £250
  • Friendly UK only call centres

Plus you can tailor your cover with a range of optional extras.

LV= also offer Third Party, Fire & Theft and Third Party Only car insurance. Simply select the level of cover you require when you get a car quote.

 When more than one discount is relevant, each is applied individually.

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Call 0800 272 333 for a quote

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Exclusive member discount

Optional Extras

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Tailor your cover

Choose from a great range of optional extras to enhance your car insurance – meaning you only pay for what you need.

Breakdown cover

With three great value levels of cover to choose from, add highly-rated breakdown cover from LV= Britannia Rescue to keep you on the move.

Guaranteed Courtesy Car

If your car needed repairs or was written off, could you manage without it? A guaranteed courtesy car will keep you on the road while yours is being repaired by one of LV='s recommended repairers or keep it for up to 14 days while your car is being replaced (not available for Third Party Only cover).

European cover

If you’re travelling across the channel, increase your level of cover to the same as your cover in the UK for extra peace of mind (not available for Third Party Only cover).

Protect your No Claim Discount for the life of your policy

If you have four or more claim free years, you can protect your no claim discount no matter how many claims you make during the life of your LV= policy.

Increased Personal Accident Benefit

Increase your level of cover from £10,000 to £100,000 in case you and your partner/ spouse are injured while travelling in, or getting in or out of, your car.

Policy Documents

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Find out everything you need to know including what’s covered and car insurance optional extras in the LV= policy documents below

Document of Car Insurance (PDF 311KB)

Car insurance policy summary (PDF 57KB)

Policy charges (PDF 25KB)

LV= Breakdown Policy Document (PDF 369KB)

Car Insurance FAQs

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I have completed an online car insurance quote but would prefer to pay over the phone; can I still get the online discount?

Yes, if you get a car insurance quote online but would prefer to pay for your policy over the phone, you can still get the online discount as long as you don’t make any further changes to your quote.

How do I make a claim on my LV= car insurance?

To make a claim, call 0800 032 2577 and LV= ’s claims team will offer you more information on what to do next. You can also find further information about making a claim via the LV= website

If I have a claim for windscreen damage, will it affect my no claim discount (NCD)?

No, windscreen claims won’t affect your no claim discount.

Do I have to pay an excess towards a third party claim?

No, you’ll only need to pay an excess towards your own repairs.

How can I change my car on my existing car insurance policy?

Simply call LV= on 0800 032 2799 and give the details of your new car. Please be aware that there may be a change to your premium price. Your car insurance policy will be updated and you’ll receive a new Certificate of Insurance.

Contact LV= 

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To make any amends or to renew your policy call the LV= service team on 0800 032 2799


If you need to make a claim, call the LV= claims team on 0800 032 2577

Opening hours

LV= car insurance sales and service lines are open:

8am – 9pm Monday to Friday
8am – 5pm Saturday
9am – 5pm Sunday

The Claims line is open 24 hours a day.

For TextDirect call 18001 followed by the advertised number.

Telephone calls may be monitored and/or recorded.

You can also write to LV= at the following address:

County Gates

LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Friendly Society Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965. Registered address: County Gates, Bournemouth BH1 2NF. 


Other products and services:

Motoring PartnersWhat's New?

The offers from CSMA Club

LV= Britannia Rescue

Great value breakdown cover that starts from £40 a year

Includes over 3,000 breakdown professionals across the UK and Europe.

Enterprise Rent-a-Car®

Save 10% on Car Hire with Enterprise Rent-a-Car®

Get a discount on everyday low rates, plus We’ll Pick You Up®

Car Select

Save up to 25% on selected new and used cars

Browse Car Select’s range online & benefit from free delivery!

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