If you would like to make the most of your annual ISA allowance, why not consider the Thames River Distribution Fund ISA, currently generating income in excess of 5.5%* a year? And as a CSMA Club member, you benefit from a special discount on this fund, negotiated by approved Partner Lighthouse Financial Advice.

The Thames River Distribution Fund, managed by the highly experienced and respected Thames River Multi-Capital team, is an actively managed fund-of-funds that provides one-stop diversification:

• Income in excess of  5.5%* p.a., paid quarterly, plus the potential for long-term capital growth.

• Or if you don’t need an income right now, choose accumulation shares and take an income later.
• Exceptional diversification from investing in between 25-35 underlying funds and tapping into over 1300 sources of income.
• Run by one of the most experienced multi-manager teams in the industry.

* Yield as at 31.12.11, net of charges, gross of tax. Yields are not guaranteed and are subject to fluctuation.

As it is an ISA, all growth and income is free from both capital gains tax and income tax for the investor.

For this special offer, the initial charge for investing is reduced to just 2% of capital placed (a discount of 60% off the standard initial charge of 5% with Lighthouse Financial Advice).