Great value Breakdown Cover from LV= Britannia Rescue

It’s never convenient when your car breaks down, but LV= Britannia Rescue will do their best to get you back on the road again, as quickly as possible. With three levels of great value breakdown cover to choose from and over 3,000 breakdown professionals across the UK, you know you’re in safe hands whether you’re home or away. Both the Comprehensive and Deluxe cover have been awarded Defaqto’s highest Rating of 5 Stars, so you know you’re getting high quality cover too, so why not get a breakdown quote today?

CSMA Club Member Benefits

  • Great value cover that starts from £38.50 a year
  • CSMA Club members can save over £96 on LV= Britannia Rescue Comprehensive breakdown cover†
  • Highly competitive prices – a year’s Comprehensive cover costs less than the equivalent AA or RAC policies†

Get a quote

Call 0800 756 8682

Lines are open Mon-Fri 8am-8pm, Sat-Sun 8am-5pm (for TextDirect first dial 18001).  Telephone calls may be monitored and/or recorded.

†Saving of £96.49, AA £154.99, RAC £149.99. Saving based on CSMA Club LV= Britannia Rescue comprehensive level of cover compared to the nearest equivalent level of cover from AA and RAC. Competitors prices include any discounts and promotions available on 29/09/2014 as quoted on providers’ websites and are based on annual payment vehicle cover only.

Our terms of business can be found here.

Great reasons to be covered for the road ahead with LV= Britannia Rescue

With LV= Britannia Rescue, you can drive on knowing you’re covered:

  • 5 Star Defaqto Rating for Comprehensive and Deluxe cover – the highest rating possible
  • Access to over 3,000 breakdown professionals
  • Choose from three levels of great value cover
  • Add personal cover and you and your spouse/ partner are covered in any car in the UK. Adding your spouse/partner is free of charge
  • Average call-out time of 42 minutes*
  • 4 out of 5 vehicles are fixed at the roadside‡
  • Over 80% of customers are reached in under one hour**
  • 24/7 emergency breakdown line
  • Friendly UK only call centres

* 41.14 minutes based on 83,573 jobs from Agent Performance Report January 2014 to June 2014.
≠ based on 81.18% of 83,573 customers who were able to complete their journey from Agent Performance Report January 2014 to June 2014.
** based on 83.62% of 83,573 customers who were reached in under an hour from Agent Performance Report January 2014 to June 2014.

Select your cover

Choose from three great value levels of cover - you only pay for the cover you need.

Standard breakdown cover

At £38.50 a year, Standard breakdown cover is designed for drivers who prefer a service that begins a 1/4 of a mile from home and offers recovery throughout the UK. If the fault cannot be fixed by the end of the day when the breakdown happened, you, your vehicle and up to seven passengers will be driven to a UK destination of your choice.

Comprehensive breakdown cover

At £58.50 a year, Comprehensive cover has been created for motorists who require a breakdown service that includes cover both at home and whilst on the road. When away from home, recovery will be to a destination of your choice throughout the UK. If you prefer not to be recovered, you can choose a hire car for use up to 48 hours*, have your accommodation costs paid up to a maximum of £500 or benefit from up to £100 onward travel expenses. If you break down at home** you’ll be assisted for problems like flat batteries or flat tyres and if LV= Britannia Rescue cannot get you going then they'll recover you to a local place of repair.

Deluxe breakdown cover

At £73.50 a year, Deluxe cover includes all the benefits of Comprehensive cover plus cover when travelling in Europe.

Personal cover

You can extend your breakdown cover to include any vehicle you or your spouse/partner drive or travel in, within the UK. It's great if you have more than one vehicle, or sometimes drive other people's vehicles. You’ll also be given an extra membership card for your spouse/partner for no extra cost.

*Replacement car hire is subject to the conditions of the car hire company. See Breakdown Cover Policy Documents for more information. The minimum age of the driver must be 21 years.
**Home Assist is not intended as a home maintenance service and LV= Britannia Rescue would not expect to attend to recurring faults.


Find out everything you need to know including what’s covered and information about personal cover in the LV= Britannia Rescue policy documents below

Breakdown Cover Policy Documents (PDF 652 KB)



Can I upgrade my LV= Britannia Rescue policy once it’s started?

Yes, you're able to upgrade your level of breakdown cover at any time. You can also add or remove personal cover, as well as change the vehicles covered. You're only able to reduce your level of cover at renewal or if your policy is within the first 14 days of receiving your breakdown cover documents.


What’s the benefit of having personal cover?

Breakdown cover alone will only cover the vehicle on your policy. By adding personal cover, you (and your spouse/partner at no extra cost) will be covered in any privately-owned vehicle in the UK, so if you often travel in other vehicles, it might be worthwhile considering adding personal cover to your breakdown policy. You can also add personal cover to any level of breakdown cover at any time during the life of your cover.


If I purchase Deluxe cover and want to travel abroad, which countries am I covered in?

If you have Deluxe European breakdown cover, your nominated vehicle is covered in the following countries in addition to the UK and Republic of Ireland:
Albania, Andorra, Austria, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Former Yugoslav Republic of Macedonia, Malta, Moldova, Monaco, Montenegro, the Netherlands, Norway, Poland, Portugal, Romania, Russia (West of the Urals), San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tunisia, Turkey in Europe, Ukraine


CSMA Club members can save over £96 on breakdown cover with LV= Britannia Rescue†, here's what our members have to say:


I was recently travelling in Spain, when I had a suspension spring break and go through the tyre. I rang LV= Britannia Rescue for assistance. Within an hour I had been recovered to a local dealer and returned to my accommodation. During the repair process I was continually updated on progress, and was provided with a hire car for the duration, as well as a taxi to take me to and from the hire company and garage. Not only that, but as my Spanish is not great, all communication with the garage was conducted by LV= Britannia Rescue and their contractors. Fabulous service and enough to make me say to anyone travelling abroad with their car to ensure they have LV= Britannia Rescue Deluxe Cover.

Steve Ward, CSMA Club member

Having driven to hospital for tests, I found myself admitted and unable to return home.  I was faced with the dilemma of getting the car home having been told I would be in for some time. 

I rang my wife and she contacted LV=Britannia Rescue who readily took details and arranged collection. No sooner had I received the recovery agent's number, they were already at the hospital main entrance. I was not permitted to leave the ward, so the recovery agent had to make a long walk through a large hospital to collect the key, which he readily did.

Within an hour of my wife phoning, the car was parked on our drive by a very helpful and pleasant recovery operator.  A great service.

Bill Butler, CSMA Club Member 

Following a difficult choice between the kerb or an oncoming idiot in Plympton St Maurice yesterday evening, I was compelled to seek recovery for the second time in some 30 years due to a destroyed tyre and damaged wheel rim. I was provided with an excellent response from both CSMA and the local Britannia Rescue agent, being recovered well within the hour and re-collected and delivered to a local repair facility the following morning in an even faster response time! Everyone involved was absolutely first rate and I would very much like to say thank you for what is, and always has been, a fantastic front line emergency response service staffed by friendly and helpful people. Well done indeed, keep it up!

Alan Pearce, CSMA Club member

Contact Numbers:


To make any amends or to renew your cover call the LV= Britannia Rescue service team on
0845 640 5405

Emergency breakdown

Call the LV= Britannia Rescue team on 0800 929 111

Opening hours

LV= Britannia Rescue breakdown service lines are open:

8am – 8pm Monday to Friday
8am – 5pm Saturday and Sunday
9am – 5pm Bank Holidays

The Emergency breakdown line is open 24 hours a day.

For TextDirect call 18001 followed by the advertised number.

LV= Britannia Rescue may record and/or monitor calls for training and audit purposes.

You can also write to LV= Britannia Rescue at the following address:

LV= Britannia Rescue
Folly Hall Mills
St Thomas Road


LV= and Britannia Rescue are registered trade marks of Liverpool Victoria Friendly Society Limited and are trading styles of the Liverpool Victoria group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965. Registered address: County Gates, Bournemouth BH1 2NF. Tel: 01202 292333.