Car Insurance

Comprehensive cover from £141 from CSMA Club’s approved partner LV= Frizzell*

Get a quote

find out more

call free on 0800 272 333

Lines are open Mon-Fri 8am-9pm, Sat 8am-5pm and Sun 9am-5pm (for textphone first dial 18001).  Telephone calls may be monitored and/or recorded.
Please note: This page links to an external website. CSMA Club is not responsible for the content of third party websites.

Our terms of business can be found here.

* Based on 10% of new CSMA Club customers with 75% no claim discount who paid £141 or less between December 2013 to February 2014.

When more than one discount is relevant, each is applied individually.

defaqto 2014 car insuranceLV= Frizzell car insurance gives CSMA Club members:

  • Up to 10% discount off LV= public prices
  • 5% discount if you already have home insurance
  • Car insurance customers get 15% discount on home buildings and contents insurance, and 10% discount on travel insurance
  • Excellent comprehensive cover – with a Defaqto 5 Star Rating


  • 75% no claim discount for 5 years claim free
  • UK Call centres and 24 hour claims line
  • Repairs by approved suppliers guaranteed for up to 5 years
  • Replacement locks and keys if your keys are lost or stolen
  • Unlimited cover for factory fitted phone, audio and sat nav equipment
  • New car replacement if your car is less than 12 months old

Full details of the car insurance benefits can be found in the Document of Car Insurance.

Green Car

LV= Frizzell offers three levels of cover, plus some optional extras that can be added to your policy.

Comprehensive car insurance

Comprehensive car insurance covers accidental damage caused to your car as well as damage and/or injury you cause another vehicle or its driver in an accident. It also covers your car if it is damaged by fire or stolen and not recovered.


Third Party Fire and Theft car insurance

Covers damage or injury you cause to another vehicle and/or its driver. It also covers loss of or damage to your car through fire or theft. It doesn't cover your own vehicle if it's damaged in an accident.


Third Party only car insurance

Covers damage or injury you cause to another vehicle and/or its driver. It doesn't cover damage to, or loss of your vehicle.


Optional extras

LV= Frizzell also offer a range of great optional extras that you can add to your policy, including:

  • Guarantee your No Claim Discount
  • European cover
  • Guaranteed Courtesy Car
  • Increased Personal Accident Benefit
  • Breakdown cover


What can you add to your chosen level of cover:

 ComprehensiveThird party fire and theftThird party only
Guarantee your No Claim Discount      
European cover      
Breakdown Cover      
Guaranteed Courtesy Car      
Increased Personal Accident Benefit      


Full details of the car insurance benefits can be found in the Document of Car Insurance.

This page gives you the information you need to know about LV= Frizzell car insurance.

Document of Car Insurance

Car insurance policy summary

Important Information  

Policy charges  


Can LV= Frizzell Insure You?

To get a car insurance quote, you will need to make sure you meet the following conditions.


The car you wish to insure:

  • is registered and normally kept in the UK, Channel Islands and Isle of Man
  • will not be used abroad for more than 180 days in a row

About the drivers:

  • all drivers are legally entitled to drive
  • all drivers are aged 17 and above
  • you are a resident of the UK, Channel Islands and Isle of Man

Do I get a discount on my car insurance as a CSMA Club member?

Yes, CSMA Club members can save up to 10% on general public LV= Car insurance prices when you get a quote online or by calling LV= Frizzell's freindly UK call centre on 0800 272 333.


I have completed an online car insurance quote but would prefer to pay over the phone, can I still get the online discount?

Yes, if you get a car insurance quote online but would prefer to pay for your policy over the phone, you can still get the online discount as long as you make no further changes to your quote.


How do I make a claim on my car insurance?

To make a claim, call 0845 640 5640 and you will be given further information on what to do. You can find further information on making a claim via the LV= Frizzell website »


If I have a claim for windscreen damage, does it affect my No Claim Discount?

No, windscreen claims will not affect your car insurance No Claim Discount.


Do I have to pay the excess towards a Third Party claim?

No, you only need to pay the excess towards your own repairs.

Enjoy great rates on Car Insurance with LV= Frizzell, here's what our members have to say:


In the past couple of years I have commented on the rising cost of motor insurance. But I take it all back now because I renewed my policy in December 2012 and for the third year running my renewal premium has come down in price. I don’t know how LV= have done it when other insurers are putting up premiums. I now have a three litre car with comprehensive insurance for £214, and living in suburban Surrey this is an amazing deal. But the best bit is that I have received a further saving of £60 from using the points on my CSMA Club Credit Card. All this was an unexpected bonus courtesy of my CSMA Club membership.

Tim Boulding, CSMA Club member

“Just over a year ago, I was unfortunate and foolish enough to be involved in a road traffic collision. Damage to both cars was fairly extensive but a call to LV= Frizzell was all that was needed to get repairs underway. My car was collected the following day and a much needed courtesy car provided. Unlike many examples of those employed in the motor trade that I have encountered, the mechanics were models of communication. I was kept up to date with regular progress reports and, when they said they would phone on a certain day, they actually did! The car was returned promptly, looked immaculate and over the last year has driven perfectly.

Following the incident a series of most unpleasant solicitors letters and court summon started to arrive, claiming damage to third parties and so on. I called LV= Frizzell and was told not to worry and to send all the correspondence to them.

A little while later, I was arranging insurance for my other (classic) car and needed to know the extent of my recent claim. A quick enquiry by e-mail to LV= revealed that the total cost was a 5-figure sum. Despite my guaranteed no-claims bonus and this being my first major claim in over 50 years, my cynical mind fully expected LV= to find some loophole and increase my premium. Sure enough, come my renewal notice, they did…by 72 pence!

Thank you LV= Frizzell.”

Steve Butterworth, CSMA Club member

Contact Numbers:


To make any amends or to renew your policy call the LV= Frizzell service team on 0845 640 5266


If you need to make a claim, call the LV= Frizzell claims team on 0845 640 5640

Opening hours

LV= Frizzell car insurance sales and service lines are open:

8am – 9pm Monday to Friday
8am – 5pm Saturday
9am – 5pm Sunday


The Claims line is open 24 hours a day.

For textphone call 18001 followed by the advertised number.

LV= Frizzell may record and/or monitor calls for training and audit purposes.


You can also write to LV= Frizzell at the following address:

LV= Frizzell
County Gates

LV= and Frizzell are registered trademarks of Liverpool Victoria Friendly Society Limited and LV= Frizzell is a trading style of the Liverpool Victoria group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965. Registered address County Gates, Bournemouth BH1 2NF.