We are pleased to welcome CSMA Club Approved Partner, The Co-operative Bank. Part of the UK's largest consumer co-operative, The Co-operative Bank believe in using ethical values to make a difference. The Co-operative Bank offer a range of services for CSMA Club members which include Current Account Plus and Smart Saver.


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CSMA Club is a brand of Motoring & Leisure Services Ltd, which is authorised and regulated by the Financial Conduct Authority, registered number 308988. Registered office Britannia House, 21 Station Street, Brighton, BN1 4DE, registered in England no. 02813598 Our terms of business can be found here.

The Co-operative Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, subscribes to the Lending Code and the Financial Ombudsman Service, and is licensed by the Office of Fair Trading (No. 006110). The Co-operative Bank p.l.c, P.O. Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales no.990937.


The Co-operative Financial current account

 Current Account Plus at a glance

  • Minimum £800 a month deposit required
  • £50 cash back when you open an account
  • Fee-free (not interest free) £200 overdraft facility
  • Linked savings account
  • No monthly subscription fees
  • Cheque book and debit card
  • Regular statements
  • Standing order and Direct Debit facility
  • Joint accounts available
  • 24/7 UK call centre
  • Access your Current Account Plus when it suits you, with secure, 24/7 online banking
  • Use of Post Offices to withdraw and deposit cash
  • Over 300 branches throughout the UK
  • Free cash withdrawals in UK
  • Only UK bank to have an Ethical Policy, as voted by their customers

To help you stay in control of your money wherever you are, The Co-operative Bank offers mobile banking services at a time and place that suits you. Once you are registered for online banking. The mobile banking app is available for iPhone®, Android™ and BlackBerry® smartphones. If you don't have a smartphone you can sign up to the text alert services.

switch logo, 140x73pxThe Bank also offers the Current Account Switch Service which makes switching your current account to us simple, reliable and hassle-free.  



Terms and conditions 

The offer is for £50 cash back which will be credited to the customer's Current Account Plus account in the fourth month of account opening, subject to all qualifying criteria being met.

Offer is available to CSMA Club members who open a Co-operative Bank Current Account Plus.

To qualify for the offer

  • Customers must be a UK resident aged 18 years or over
  • Customers must open a Co-operative Bank Current Account Plus and use the dedicated switching service to complete a full switch 
  • Customers must credit a minimum of £800 per month into the account for three consecutive months from date of the completed switch
  • If there are no Direct Debits and/or Standing Orders to transfer the offer is unavailable.
  • Only one account per customer whether held in sole or joint names will be

eligible for the £50 offer.

  • The offer may be withdrawn at any time.
  • This is not to be used in conjunction with any other offer.
  • A credit of £50 will be paid into the account within four months of the above criteria being met. 

Credit facilities are provided by The Co-operative Bank are subject to status and our lending policy.

Apple, iPad, iPhone, iPod touch, and iTunes are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. BlackBerry® and related marks and logos are owned by Research In Motion Limited and are registered and/or used in the U.S. and elsewhere. Used under license from Research In Motion Limited. Mobile Banking is a product from The Co-operative Bank and has not been authorized, sponsored, or otherwise approved by Research In Motion Limited.

Smart Saver AccountsSmart Saver at a glance

Immediate access wherever you are

  • Open an account for as little as £1 (maximum £1,000,000)
  • Pays the same rate of interest on every penny in your account
  • Interest accrues daily and is paid annually
  • Money isn't the only thing that you'll be saving - The Co-operative Bank are the only UK high street bank with a customer-led Ethical Policy.

How do I take money out?

  • At most UK cash machines*
  • At most Post Office™ branches
  • At Co-operative Bank branches throughout the UK
  • Online transfer
  • Electronic transfer by telephone
  • Cheque by telephone banking

How do I pay money in?

  • Online transfer
  • Standing order
  • Direct transfer from another Co-operative Bank account or another bank account
  • At any Co-operative Bank and Britannia branch
  • By sending a cheque through the post
  • By cash and cheque at any Post Office™ branch.

 Smart Saver summary box, 625x478px














To open an account you must be a UK resident, aged 16 or over. The Co-operative Bank reserves the right to decline to accept any application and/or deposit. The Co-operative Bank p.l.c, P.O. Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales no.990937

*Free cash withdrawals are available at all Cooperative Bank and most LINK cash machines (Using some cash machines in the UK and abroad may incur a small charge)

Opening your new account

Moving your account may not be the hassle you think it is. You can open both current and savings accounts in minutes through our online application process.

Once your Current Account has been opened, you will receive a welcome pack, which will contain a switching form for you to complete. The Co-switch logo, 140x73pxoperative Bank offer the Current Account Switch Service which makes switching your current account to us simple, reliable and hassle-free.

The service is backed by the Current Account Switch Guarantee and allows you to choose a switch date that suits you.

Here are some more reasons why you should change to The Co-operative Bank today:

  • The Co-operative Bank has branches throughout the UK, and you can also use Britannia branches and Post Offices to withdraw cash and deposit cash or a cheque
  • Only UK bank to have an Ethical Policy, as voted by their customers - "we believe as it's our customers' money, they should have a say in how we invest it"
  • Current Account Plus with a minimum monthly credit of £800, comes with an automatic £200 fee-free overdraft and no subscription fee.


Current account applicant must be a UK resident aged 18 years or over.

Credit facilities are provided by The Co-operative Bank are subject to status and our lending policy.

ValuesThe Co-operative Bank have a set of core values and principles, to give you added peace of mind when banking with them. These are as follows:



  • We put our members and customers first in all we do
  • We take personal and social responsibility
  • Together we will create a great place to work, grow and develop
  • We strive relentlessly to be faster, better, more successful
  • We are open and fair and are committed to excellent communication



  • We champion co-operative values and principles and ethics
  • We are financially prudent and strong
  • We share profits with members
  • We only do business consistent with our values and principles

Customers switching to The Co-operative Bank will also experience their award winning customer service and top rated current accounts.

The awards set them apart from other current account providers.This year they have been recognised for:

  • Best In Branch Customer Service 2013 – uSwitch Customer Satisfaction Awards
    and Top Rated Current Account Provider 2013 - uSwitch Customer Satisfaction Awards
  • The Co-operative Bank was the winner of 'Best in Branch Customer Service' category and was placed 3rd overall in the ' Best current account provider' category in the uSwitch.com Customer Satisfaction Awards 2013.  The research was conducted by YouGov between 25/09/12 and 03/12/12 among 10269 adults