Financial Checkup
You can check your financial priorities online so that you can see what you need to do to manage your finances better.
Please note: This page links to an external website. CSMA Club is not responsible for the content of third party websites.
Csma Club acts as an introducer to members of the Liverpool Victoria group of companies for investment and protection products. CSMA Club is a trading name of Motoring & Leisure Services Ltd. Motoring & Leisure Services Ltd are authorised and regulated by the Financial Services Authority, registered number 308988. We act as insurance intermediaries. Our terms of business can be found here.
LV= and Frizzell are registered trade marks of Liverpool Victoria Friendly Society Limited (LVFS) and LV= and LV= Frizzell are trading styles of the Liverpool Victoria group of companies. Liverpool Victoria Financial Advice Services Limited (LVFAS), registered in England No. 3027145, is authorised and regulated by the Financial Services Authority, register number 186890. LVFAS is a wholly owned subsidiary of LVFS. LVFS is authorised and regulated by the Financial Services Authority, register number 110035. LVFS is a member of the ABI, AFM and ILAG. Registered address: County Gates, Bournemouth, BH1 2NF. Tel: 01202 292333.
The financial checkup will help you identify any areas of your finances which could benefit from a more detailed review. The high level review provides an indication of your financial arrangements and also guidance of where and how to get further help, if needed.
If you decide to do the financial checkup, you'll need the following information to hand:
- Your date of birth and employment status
- Basic financial information, such as your employment status and whether you've got a mortgage or loans
- Your monthly income and expenditure
Once you've completed the checkup you'll know which area of finances are low, medium or high priority and what you need to do to improve your financial situation.
If you don't want to complete the online checkup but prefer to look at an example, there are some looks-like-me profiles which can be found within the financial check up. These could give you an idea of areas of your finances which may benefit from a financial review.
The profiles available are:
- single person
- married with children
- couple approaching retirement
At a Glance
- ISA investment opportunity with Lighthouse Financial Advice
- ISA fund managed by the highly experienced Thames River Multi-Capital team
- 60% off the standard initial charge of 5% with our Approved Partner
For the benefit of those individuals who are able to determine for themselves how they would like to invest and make the most of their annual ISA allowance, Lighthouse Financial Advice has negotiated the availability of an investment opportunity via Thames River Multi-Capital LLP, part of the F&C Group.
This opportunity facilitates capital being placed within an ISA on a discounted charges basis which takes account of the fact that no advice is being sought or given.
The Thames River Distribution Fund, managed by the highly experienced and respected Thames River Multi-Capital team, is an actively managed fund-of-funds that provides one-stop diversification:
- Income in excess of 5.5%* p.a., paid quarterly, plus the potential for long-term capital growth
* Yield as at 31.12.11, net of charges, gross of tax. Yields are not guaranteed and are subject to fluctuation.
- Or if you don’t need an income right now, choose accumulation shares and take an income later
- Exceptional diversification from investing in between 25-35 underlying funds and tapping into over 1300 sources of income
- Run by one of the most experienced multi-manager teams in the industry
As it is an ISA, all growth and income is free from both capital gains tax and income tax for the investor.
For this special offer, the initial charge for investing is reduced to just 2% of capital placed (a discount of 60% off the standard initial charge of 5% with Lighthouse Financial Advice).
For financial advice on this and other investment opportunities, please call our Approved Partner, Lighthouse Financial Advice on 0800 085 8590 quoting ‘CSMA Club’.
