Motor Legal Expenses
LV= Frizzell's motor legal expenses insurance service offers up to £100,000 cover for legal costs to help you recover uninsured losses from an accident, which wasn't your fault, or to defend a motoring prosecution. It’s included within CSMA Club membership and is worth £24.90.*
Our terms of business can be found here.
LV= Frizzell's motor legal expenses cover provides up to £100,000 cover for legal costs to help you recover your uninsured losses from a third party following a motor accident that wasn’t your fault. For example:
- Loss of earnings
- Car repair costs if you don’t have comprehensive cover
- To recover your policy excess
- Compensation for death or injury
- Hire car costs
And to defend you against motoring prosecutions arising from the use of any motor vehicle owned by you. For example:
- Careless/dangerous driving offences
- Speeding offences
- Drink driving offences
Motor legal expenses covers you and your spouse/partner who lives with you, driving any motor vehicle owned by you and anyone else driving your car(s) with your permission.
You do not need to apply for this cover, it is provided automatically from the day you become a CSMA Club member. See your membership pack for more information. Cover applies to incidents occurring anywhere in the European Union. This must be read in conjunction with the policy terms and conditions. All cover is subject to the case having appropriate prospects of success and the costs and expenses being proportionate to the financial benefit to you of incurring legal costs and expenses. This may result in a duplication of benefits if you have similar cover elsewhere.
*Based on normal price including Insurance Premium Tax to add Motor Legal Expenses to an LV= general public car insurance policy. The use of Motor Legal Expenses is not limited to LV= policies.